Dispute Walkthroughs
Each walkthrough walks you through one type of dispute — collections, charge-offs, late payments, hard inquiries, or bureau accounts — with a video, written steps, FAQ, and a downloadable checklist.
How to Dispute a Collection on Your Credit Report
A step-by-step walkthrough of disputing collection accounts using debt validation under the FDCPA and FCRA dispute rights.
Start walkthroughHow to Dispute a Charge-Off
Walk through challenging a charge-off account using documentation, debt validation, and FCRA accuracy disputes.
Start walkthroughHow to Dispute a Late Payment
Walk through challenging inaccurate or unverifiable late payment marks on your credit report.
Start walkthroughHow to Dispute a Hard Inquiry
Step-by-step walkthrough for challenging unauthorized or inaccurate hard inquiries on your credit report.
Start walkthroughHow to File a Dispute with Experian, Equifax, and TransUnion
Complete walkthrough of filing FCRA Section 611 disputes with each major credit bureau.
Start walkthroughEducation only. Not legal advice. No guaranteed deletions.